Just to say thank you for the time you obviously put into our strategies. When you asked me at the end (of our meeting) how I felt I couldn’t do justice to what you had just explained to us. Have felt very jittery about our financial situation and you have made us both feel more relaxed. You have listened to exactly what we asked as you promised and that is often hard to find today. Once again, thank you Andrew & your team for everything you have done thus far.